StoneCo (MEX:STNE N) FCF Margin %: 85.55% (As of Mar. 2026)


MEX:STNE N StoneCo Ltd MEX:STNE N
73 GF Score
Price MXN193.00
GF Value MXN351.76
Valuation Possible Value Trap
! 5 Warning Signs
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What is StoneCo FCF Margin %?

StoneCo MEX:STNE N +1.85% 73 FCF Margin % is 85.55% as of Mar. 2026. GuruFocus rates MEX:STNE N with a GF Score™ of 73/100 and a GF Value™ of MXN351.76 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,815 Software companies, StoneCo ranks better than 81.85% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. StoneCo's Free Cash Flow for the three months ended in Mar. 2026 was MXN10,554 Mil. StoneCo's Revenue for the three months ended in Mar. 2026 was MXN12,338 Mil. Therefore, StoneCo's FCF Margin % for the quarter that ended in Mar. 2026 was 85.55%.

As of today, StoneCo's current FCF Yield % is 15.91%.

The historical rank and industry rank for StoneCo's FCF Margin % or its related term are showing as below:

MEX:STNE N' s FCF Margin % Range Over the Past 10 Years
Min: -195.08   Med: -27.45   Max: 50.44
Current: 15.84


During the past 10 years, the highest FCF Margin % of StoneCo was 50.44%. The lowest was -195.08%. And the median was -27.45%.

MEX:STNE N's FCF Margin % is ranked better than
81.85% of 2815 companies
in the Software industry
Industry Median: 2.41 vs MEX:STNE N: 15.84


StoneCo FCF Margin % Related Terms


StoneCo FCF Margin % Historical Data

* Premium members only.

The historical data trend for StoneCo's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

StoneCo FCF Margin % Chart

StoneCo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 50.44 10.65 4.33 -42.36 -3.82

StoneCo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.02 2.09 -38.87 11.35 85.55

MEX:STNE N vs EEFT, NN, PAY: FCF Margin % Comparison

For the Software - Infrastructure subindustry, StoneCo's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


StoneCo FCF Margin % vs Software Industry

For the Software industry and Technology sector, StoneCo's FCF Margin % distribution charts can be found below:

* The bar in red indicates where StoneCo's FCF Margin % falls into.


MEX:STNE N
73GF Score
StoneCo Ltd MEX:STNE N
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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StoneCo FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

StoneCo's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1689.751/44223.672
=-3.82 %

StoneCo's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=10554.481/12337.738
=85.55 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 85.55% mean?
StoneCo (MEX:STNE N) has a FCF Margin % of 85.55% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on StoneCo and its competitors. According to the industry distribution chart, StoneCo ranks #511 out of 2815 companies in the Software industry, placing it in the top 18.2%.
Is StoneCo's FCF Margin % too high?
StoneCo's current FCF Margin % is 85.55%. The Software industry median FCF Margin % is 2.41. StoneCo's value of 85.55% is 3449.8% above this industry median. Based on the distribution chart, StoneCo ranks #511 out of 2815 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, StoneCo has a GF Score™ of 73/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does StoneCo's FCF Margin % compare to EEFT and NN?
According to the Software industry distribution chart, StoneCo ranks #511 out of 2815 companies for FCF Margin %. This places StoneCo in the top 18% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.41. StoneCo's value of 85.55% is 3449.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,815 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. StoneCo's current FCF Margin % of 85.55% is 3449.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on StoneCo and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. StoneCo's current FCF Margin % is 85.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is StoneCo stock overvalued right now?
Based on GuruFocus' analysis, StoneCo (MEX:STNE N) is currently considered Possible Value Trap. The stock's GF Value™ is MXN351.76, compared to a current price of MXN193.00 — trading 45.1% below its estimated fair value. The current FCF Margin % is 85.55% and 3449.8% above the Software industry median of 2.41. StoneCo's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For StoneCo (MEX:STNE N), the current FCF Margin % is 85.55% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is StoneCo (MEX:STNE N) Overvalued in 2026?

Based on GuruFocus' analysis, StoneCo stock appears to be undervalued. The current stock price of MXN193.00 is trading 45.1% below its estimated GF Value™ of MXN351.76. GuruFocus considers StoneCo to be Possible Value Trap.

Key valuation signals for MEX:STNE N:

  • FCF Margin %: 85.55%
  • GF Value™: MXN351.76 vs. price of MXN193.00 (45.1% below fair value)
  • GF Score™: 73/100 with 5 warning signs
  • Industry Position: 3449.8% above the Software median (#511 of 2815)

No single metric tells the full story. See the MEX:STNE N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


StoneCo Business Description

Address 18 Forum Lane, Camana Bay, Block 12D Parcel 33 and 95, P.O. Box 10240, Grand Cayman, CYM, KY1-1002
StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. The brands of the company include: Stone: For small and medium-sized businesses, all management is integrated with the payment terminal, business bank account, and card, all within the same app. Ton: For micro-entrepreneurs and freelancers, modern card machines, sales via Pix or TapTon, and a Super Account. Stone pagar.me for those who sell online. Digital payment technology for all types of businesses.
73GF Score

Get the complete analysis for MEX:STNE N

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN193.00
Price
MXN351.76
GF Value